Had a wonderful experience with Morgan, a representative of REPs Holdings! As it was my first time selling an insurance policy, I was understandably nervous and unsure about the process. However, Morgan was very meticulous, patient and knowledgeable with me from the start till the end of the process. For example, he took the time to patiently go through each step of the process in detail. Additionally, he provides value-added services, such as offering to accompany his clients to deposit the cheques, and even following up after the cheque has been presented. Most importantly, he made the effort to give me the most value out of my insurance policy, out of all the other companies that also buy insurance policies. Even though it was my first time selling a policy, I was very reassured about the entire process, and Morgan made me feel like I was in good hands at all times. He has an exceptional level of professionalism. Highly recommended.